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Will my Auto Insurance rates go up after an accident or ticket?
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I had a fender-bender last month — should I expect my insurance premium to spike at renewal?
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Yes, your auto insurance rates may go up after an accident or traffic ticket. Insurers typically review your driving history at renewal time, and claims or violations can lead to increased rates. The extent of the increase can depend on factors such as your insurer’s policies, your driving record prior to the incident, and the severity of the accident or ticket.