Bank mergers, consolidations and changes in the banking industry have changed the way we do our banking over the past ten years has the changes been good or bad for the consumer? Please give examples.

well i have a part time job and my boss has decided that he wants to start giving me my pay through the internet...straight into my account...will this cost me or anything like that..is it included as a transaction...will i still get a pay slip ...

Lets say I deposit $100 dollars and the bank holds 10% as reserves and loans out the $90 to someone else. Then the borrower of that $90 puts the money into another bank couldn't the second bank loan out money based on that deposit? If so ...

Or is money wired to the payee from my bank? Doesn't online banking cost the bank money? How come banks don't charge for this service. I'm not naive I know they pass on the cost to me but how?

I just move to northern Atlanta area from Detroit and looking to find a bank for personal banking now, but can count on them later for business banking. In Detroit, the bank Comerica would be an example of what I am looking here.

What conveniences are offered? Is it safe, or will other people get access to your accounts? How does the bank guarantee that your financial and personal information is secure? What are the different services offered, and the requirements needed ...

The bank on the corner, which since interstate bank ownership that idea may no longer exist. Mean commercial bank that accepts deposits with FDIC insurance. By law where they not prohibited from getting into speculative investment banking, so ...

I'm starting my first day of work at Safeway in Manitoba, and I need to know what banking information I need to bring with me. My boss started talking about it but wasn't very informative. I know she said that I need my banking number or...

In the West, charging interest is a fundamental part of banking. As I understand it, you're not allowed to charge interest under the faith. Would one be breaking the rules of charging interest if one invested in a Western bank.

How is fractional reserve banking different from naked short selling? When a bank lends more money than it has, isn't that the same as a daytrader selling more shares than he has? Doesn't that mean fractional reserve banks are really ...

I filed my taxes electronically and recieved my refund to my bank account. That bank account was compromised and will be closed as soon as I get back into the country. Is it possible to change my banking information to a different bank to recieve ...

Surely when your pin number is checked it has to access a central database. So what happens if I change my bank card pin number at a cashpoint, then come home and try to log on to online banking with the card reader?? How does the card reader ...

I'm doing my capstone project in management, and we are working with a local bank to develop a strategic plan for them. One thing they are wondering is what the younger generation would like to see as far as products or services that the ...

i need to put paragraphs about banking and i have the history, types of services, and bank laws so far..any other easy topics to put on there?

I was suggested to get a saving and checking account at a credit union and there is one in my city called american's first credit union,my question is what is the difference between banking at a regular bank and a credit union?

I have a bachelors degree in elementary education. Without going into much more detail than that I will only say that it simply was not what I expected it to be and I am seeking other avenues of employment. I am going to graduate school this ...

How does the banking system of the United States reflect a free enterprise economy?

Watching a Question time special for new voters a Conservative gentleman began to explain the difference but was cut off and never got to give his explanation. He is a black English politician and seemed rather nice. That's beside the point...

I heard that if you pay credit card bills with online banking that it wont help you build score. Im trying to pay off a credit debt and im paying with online banking instead of driving to the bank.

I am not speaking ideologically as I know that a general opposition to socialism of any kind makes sense - I am talking specifically about the practicality of it. Right now we have a huge meltdown that Canada seems to have fully averted as their ...